Buying a house or apartment in Switzerland might have been on your bucket list for a long time already but you heard that there are many rules of who can buy and who can’t buy real estate. In some cases, you will need to have a permit.

You reside in Switzerland

EU/EFTA citizens

If you are an EU/EFTA citizen who resides in Switzerland, you are entitled to the same rights as Swiss citizens if you want to purchase real estate, a permit is not required.

Third-country nationals

A permit is not necessary for the purchase of a main residence (for instance a house where one family resides or an apartment where the owner lives) or building land where you reside provided you have these conditions:

  • The person must have a valid residence permit, usually a B permit for foreign nationals.
  • The person must occupy that main house or apartment for the duration of his or her stay in that area.
  • If the person has the intention of constructing a house on a land he or she has bought, this must be done in less than a year after the purchase of the land.

If a third-country national has the intention of buying the following kinds of apartments, a permit is always necessary:

  • Holiday apartments
  • Housing units in an apparthotel (hotel with flats)
  • Second homes

If you are the owner of a house, apartment or land in Switzerland, this does NOT automatically grant you a residence permit.

You reside outside Switzerland

Those who do not live in Switzerland may buy real estate but there are some limitations. If you wish to know more, you can get more information from the cantonal authorities (land registry office or inspectorate).

If your intention is buying land and using it for economic purposes, you do not need to get a permit.

What you should do?

In case you are interested in purchasing real estate, ask the authorities (land registry office or inspectorate) to see if it is possible in your case and if a permit is required.

If you have any additional questions, we advise you to see an advisor of choice.

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Source: https://www.ch.ch/en/real-estate-foreign-national/



Michael AW

Michael AW

Michael is the founder of Fantastic Switzerland Associaton. A non-profit organization to promote the location of Switzerland

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